BLUE CROSS DENTAL INSURANCE

Blue Cross dental insurance coverage including dental care starting at $47,26 per month. Founded in 1934, the Blue Cross's mission is to provide the Quebec population with health and safety.

Blue Cross Insurer is one of the leading providers of dental insurance in Canada. They offer a wide variety of dental insurance plans designed to meet the needs of individuals, families and businesses. They have a long history of providing quality dental coverage to their members and are committed to providing excellent customer service.

If you are not covered by your employer's plan or if your current plan does not provide sufficient coverage and you would like to add additional protection, medical insurance can help cover expected and unexpected medical expenses.

In this section:

1. Prepare for the unexpected
2. Why take Blue Cross dental insurance?
3. How does Blue Cross dental insurance work?
4. Blue Cross Dental Insurance Plans
5. What coverage options are available under each plan?
6. How much does Blue Cross dental insurance cost?
7. What makes this assistance program so beneficial to members?
8. Access to the Avantage Bleue discount program
9. How to take out Blue Cross dental insurance?
10. Submit a claim
11. Request for reinstatement of dental insurance with the Blue Cross
12. How to cancel Blue Cross insurance?
13. How to contact Blue Cross dental insurance?
14. Our opinion and how to find the best dental insurance for you and your family?

Prepare for the unexpected

Medical and dental insurance can be an effective “just in case” plan since it can cover the costs of a wide range of medical care. It can help cover expected costs, such as:

• Prescription Drugs: Products including prescription drugs starting at $29,98 per month
• Regular dental care: products including dental care starting at $47,26 per month
• Glasses and contact lenses: products including vision care starting at $16,52 per month
• Health professionals: products including the costs of care provided by certified specialists and therapists, starting at $16,52 per month
• Custom-made orthotics
• Diagnostic service: products including a diagnostic service warranty starting at $11.00 per month.

Overview Dental Insurance without medication

Why take Blue Cross dental insurance?

There are several reasons why you might consider purchasing dental insurance from Blue Cross. Here are some of the most common reasons:

1. Financial Savings: Dental care can be expensive, especially if you need complex treatments such as dental implants or crowns. Blue Cross dental insurance can help you save money by reducing dental care costs and offering you preferred rates at participating dentists.
2. Prevention of dental problems: By purchasing Blue Cross dental insurance, you can have access to regular dental exams and professional cleanings, which can help prevent dental problems before they become more serious.
3. Coverage for specific treatments: Some Blue Cross dental insurance may cover specific treatments such as braces, dental implants, or orthodontic care for children.
4. Ease of Use: Blue Cross dental plans are generally easy to use, with a simple claims process and online options to find participating dentists.

Ultimately, the decision to purchase Blue Cross dental insurance will depend on your individual dental care needs and your budget. It's important to carefully consider the options available and compare plans to find the one that best suits your situation.

How does Blue Cross dental insurance work?

Blue Cross dental insurance works by providing coverage for dental care to its members upon payment of a regular premium. Here's how Blue Cross dental insurance generally works:

1. Purchasing the contract: You must purchase a Blue Cross dental insurance contract, which specifies the details of the coverage you will receive and the premiums you will have to pay.
2. Paying premiums: You will need to pay regular premiums to maintain your dental coverage. Premiums can be paid monthly, quarterly or annually.
3. Choice of a participating dentist: You can choose a dentist who participates in the Blue Cross dental care network to benefit from preferential rates. Participating dentists are professionals who have agreed to charge reduced fees to Blue Cross members.
4. Claims: If you receive dental care, you will need to submit a claim to Blue Cross. You can usually submit reimbursement requests online, by mail, or by fax. The amount you can recover depends on the specific coverage of your policy.
5. Coverage: The coverage you receive depends on the policy you have purchased. Basic policies may cover regular dental exams, professional cleanings and x-rays, while more comprehensive policies may cover more expensive treatments such as dental implants, crowns and dentures.

Blue Cross dental insurance works by providing coverage for dental care to its members against the payment of regular premiums. The level of cover you receive depends on the policy you have purchased and the amount of premium you pay.

Blue Cross Dental Insurance Plans

Blue Cross dental insurance plans vary based on coverage and costs. Here are some of the most common Blue Cross dental insurance plans:

1. The basic plan: This dental insurance plan is the simplest and most economical. It provides coverage for routine dental exams, professional cleanings and x-rays. Other dental treatments may be covered in part or not at all.
2. The standard plan: This dental insurance plan offers more comprehensive coverage than the basic plan. It covers routine dental exams, professional cleanings, x-rays, as well as some dental treatments such as fillings and tooth extractions.
3. The Comprehensive Plan: This dental insurance plan provides comprehensive coverage for most common dental treatments, including crowns, bridges and dentures. It can also cover orthodontic care for children and adults.
4. The personalized plan: This dental insurance plan allows you to personalize coverage according to the specific needs of each person. It is generally more expensive than other plans, but offers more comprehensive coverage that is more tailored to individual needs.

It is important to note that Blue Cross dental insurance plans may vary depending on the province or territory in which you live. It is therefore important to check with your local Blue Cross to find out what dental insurance plans are available in your area and choose the one that best suits your needs.

What coverage options are available under each plan?

Blue Cross dental insurance plans offer a variety of coverage options depending on the needs of the individual, family or business. Some of the coverage options available include: routine dental care, preventive dental care, major dental care, orthodontic care and dental implants.

The coverage options available under each Blue Cross plan may vary depending on the province or territory you live in and the specific plan you subscribe to. However, here is a general overview of the coverage options available in each Blue Cross dental insurance plan:

1. The Basic Plan: This dental insurance plan generally covers costs for regular dental exams, professional cleanings and x-rays. In some cases, it can also cover fillings and tooth extractions. Other dental treatments such as crowns, bridges and dentures are generally not covered.
2. The standard plan: This dental insurance plan offers more comprehensive coverage than the basic plan. It can cover costs for regular dental checkups, professional cleanings, X-rays, fillings and tooth extractions, as well as some dental treatments such as root canals and crowns. However, other more expensive dental treatments such as dental implants and dentures are generally not covered.
3. The Comprehensive Plan: This dental insurance plan provides comprehensive coverage for most common dental treatments, including crowns, bridges and dentures. It can also cover orthodontic care for children and adults, root canals, tooth extractions, dental implants and other more expensive treatments.
4. The personalized plan: This dental insurance plan allows you to personalize coverage according to the specific needs of each person. It typically offers more comprehensive coverage for expensive dental treatments such as dental implants, dentures and orthodontic care, as well as options for additional coverage for regular dental exams, professional cleanings and x-rays.

It is important to note that exact coverage options may vary depending on the specific Blue Cross plan you choose and the province or territory in which you live. So it's important to check with your local Blue Cross to see what coverage options are available and choose the ones that best suit your needs.

How does Blue Cross ensure its members receive quality dental care?

The Blue Cross Dental Insurance program is a national network of more than 4 participating dentists who have been carefully selected to provide quality dental care. Blue Cross also offers a wide range of dental insurance plans, designed to meet the needs of individuals, families and businesses.

Blue Cross has implemented several measures to ensure that its members receive quality dental care. Here are some of these measures:

1. Accreditation of dentists: Blue Cross works with accredited dentists who respect professional standards of practice and established care protocols. Licensed dentists are regularly evaluated to ensure they maintain high standards of dental care.
2. Quality of Care Assessment: Blue Cross regularly assesses the quality of dental care provided to its members using a variety of methods such as reviewing patient treatment records, collecting treatment outcome data, and participating in programs to improve the quality of dental care.
3. Support for Dentists: Blue Cross provides resources to dentists to help them maintain high standards of dental care. This may include continuing education programs, resources on new dental techniques and technologies, and advice on practice management practices.
4. Member Protection: Blue Cross takes steps to protect its members against inappropriate or fraudulent dental practices. This may include monitoring suspicious claims, having procedures in place to report patient complaints, and working with dental regulators to investigate allegations of poor practice or fraud.

In short, Blue Cross ensures that its members receive quality dental care by working with licensed dentists, regularly evaluating the quality of care, providing resources and support to dentists, and protecting members against dental practices. inappropriate or fraudulent dental procedures.

How much does Blue Cross dental insurance cost?

The cost of Blue Cross dental insurance depends on the insurance plan chosen as well as the province of residence of the insured. In general, monthly premiums for Blue Cross dental insurance start at around $20 per month for basic plans and can go up to around $100 per month for the most comprehensive plans offering extensive coverage. However, it is important to note that premiums can vary depending on factors such as age, dental health and the number of people covered by the policy.

In addition to monthly premiums, Blue Cross dental insurance plans may have deductibles, annual out-of-pocket limits, coverage exclusions, and coinsurance that can influence the total cost of dental insurance. It is therefore important to understand the details of the policy before purchasing Blue Cross dental insurance.

It is recommended to contact a Blue Cross financial advisor directly to obtain a more accurate estimate of the cost of dental insurance based on your needs and personal situation.

What makes this assistance program so beneficial to members?

The Blue Cross dental insurance program benefits members for several reasons, including:

1. Extensive Coverage: Blue Cross dental insurance plans offer extensive coverage for a variety of dental care, from basic care such as routine cleanings and exams to more complex care such as dental implants and crowns.
2. Reduced costs: As a member of Blue Cross dental insurance, you benefit from reduced rates on dental care from dentists approved by Blue Cross. In addition, reimbursements offered by Blue Cross dental insurance plans can help reduce the costs of dental care.
3. A large network of dentists: The Blue Cross works with a network of approved dentists to provide quality care to its members. This allows members to choose from a wide range of participating dentists, which can make access to dental care easier.
4. Plan options tailored to individual needs: Blue Cross offers several dental insurance plans tailored to members’ individual needs. Members can choose a plan based on their budget, dental health and dental care needs.
5. Plan Flex explanations automatically gives you access to our unique and exclusive assistance program for Blue Cross members. This program gives you access to various consultation services as well as offers dedicated specifically to members.
6. You can even get help at home to help you get your health back on track. It also includes access to free legal consultations, home care assistance and medical professionals to answer your questions.
7. After a stay of two days or more in hospital (including childbirth), this assistance program offers you home support services such as domestic help (for light housework), medication delivery, assistance educational and much more.
8. A simple claims process: Blue Cross dental insurance members benefit from a simple and quick claims process for obtaining reimbursements. Most participating Blue Cross dentists can process claims online, allowing for faster reimbursement.

Overall, the Blue Cross dental insurance program benefits members with its extensive coverage, low costs, wide network of dentists, convenient plan options, and simple claims process.

Access to the Avantage Bleue discount program

The Blue Advantage discount program is a benefit offered by the Blue Cross insurer to its members who have taken out health insurance or dental insurance with the company. This program allows members to receive discounts on a variety of products and services, such as prescription medications, vision care, hearing aids, natural health products, beauty and wellness products, and more.

Members can access discounts offered by Avantage Bleue by using their membership card when shopping at participating retailers or by using the Avantage Bleue online portal. The online portal allows members to find exclusive deals and discounts on quality products and services, as well as health tips and resources to improve their well-being.

By using Blue Advantage, members can save money on products and services they already use or need, which can help reduce their health or dental insurance costs. Additionally, Blue Advantage provides members with access to health resources and information that can help them better manage their health and well-being.

To benefit from these savings, all they need to do is present their Blue Cross identification card at a participating supplier and mention the Avantage Bleu program.

In summary, the Blue Advantage discount program offered by the Blue Cross insurer is an additional advantage for members of the company's health or dental insurance, allowing them to access exclusive discounts on a variety of products and services , as well as resources and advice to improve their health and well-being.

How to take out Blue Cross dental insurance?

To take out Blue Cross dental insurance, here are the steps to follow:

1. Visit the Dental Insurance website or contact a Blue Cross representative for information on available dental insurance plans.
2. Compare the dental insurance plans offered and choose the one that best suits your needs.
3. Complete the online application form or ask a Blue Cross representative to help you complete the form.
4. Pay the dental insurance premium to activate your coverage.
5. You will receive a dental insurance card that will allow you to benefit from coverage.
6. Find a Blue Cross-certified dentist and make an appointment for a dental exam or other necessary dental care.
7. Show your dental insurance card when you visit the dentist to benefit from preferential pricing and to facilitate the claims process.

It is important to carefully read the dental insurance coverage details and understand the coverage limitations before purchasing Blue Cross dental insurance. If you have any questions about coverage or the claims process, please do not hesitate to contact a Blue Cross representative for assistance.

Submit a claim

When you visit the pharmacy or a participating dentist, simply present your Blue Cross identification card when paying. The amount reimbursed by your insurance will be automatically deducted from the invoice. If your pharmacy or dentist does not participate in the direct payment program, you will need to complete a form for your dental or drug claims.

3 EASY STEPS TO SUBMIT A CLAIM

1. Print your health insurance form.

This form is required for any request for reimbursement of medical expenses, health professional services or complementary health services. https://qc.croixbleue.ca/images/docs/healthforms/Frais_mdicaux_-Extended_Health_01QAM0152B_06-13_editable_FINAL.pdf

This form is only required if the standardized form used by dentists was not automatically provided when care was received. https://qc.croixbleue.ca/images/docs/healthforms/Formulaire_Reglement_soins_dentaires.pdf

2. Complete the form completely and sign it

3. Send your form and original receipts to fo@qc.croixbleue.ca

Request for reinstatement of dental insurance with the Blue Cross

• 30 days and less
• 31 to 45 days.
• 46 to 90 days.
• more than 90 days

How to contact Blue Cross dental insurance?

To contact Blue Cross dental insurance, here are the options available to you:

1. Website: You can access the Blue Cross website for information on dental insurance plans, submit an online application, track a claim, get answers to frequently asked questions, and much more.
2. Telephone: You can also contact Blue Cross customer service by telephone. The phone number varies by province, but you can find it on the Blue Cross website. Customer service representatives can help you apply for dental insurance, answer your questions about dental insurance plans, help you understand coverage details, and much more. Health Insurance and Life Insurance: from 8 a.m. to 17 p.m. (Eastern Time) Local calls: 514 286-7684
   Toll-free : 1 888 822-5383
   Fax: 1 866 286-8358
3. Email: If you prefer to communicate by email, you can complete an online request form on the Blue Cross website to submit your questions or requests for information. E-mail: info@qc.croixbleue.ca
4. In person: You can also visit a Blue Cross office in your area to speak with a representative in person.

No matter which method of communication you choose, Blue Cross representatives are here to help you understand the details of dental insurance, answer your questions, help you apply for dental insurance, and provide you with assistance you need.