Dental insurance claim?

Emergency dental care

All dental insurance do not cover emergency dental care! So, every time you have a toothache, you won't be able to go to the dentist immediately. If you live in a rural area, it will be difficult to find an emergency dentist in the first place.

What to do in case of dental emergency? First, the best course of action you could take would be to locate the nearest emergency dental service with a clinic.

Then you need to go to a medical clinic or hospital with the nearest emergency dental service. However, do you have dental insurance?

If you're not familiar with emergency dental insurance, you may not realize that it's something that almost everyone should have. It doesn't matter whether you have a dental coverage plan through your employer or decide to forgo it in exchange for a nice chunk of money to pay for your own dental bills.

Either way, it's important to have one. Here is some information about dental emergency and how to choose the right policy, what you should look for and how to ensure you are getting the most appropriate coverage with an emergency dental plan.

 

What is a dental emergency?

Emergency dental care occurs when a person feels concentrated pain in one or more of their teeth and needs immediate attention at a dentist's office or hospital.

So, a dental emergency can be a nagging pain and a serious situation where one cannot wait until normal business hours to be treated.

This may include:

  • A broken tooth
  • A dental abscess
  • Sharp pain
  • Infection, for example, urgent root canal treatment with an infected tooth
  • Oral trauma requiring immediate treatment
  • A toothache
  • Heavy or prolonged bleeding
  • A need for an implant etc…

If you've recently suffered a dental emergency, you know how expensive it can be to resolve. But luckily, there are ways to save money and ensure you still get the dental care you need.

When you need dental care the most, there's no telling what will happen. Dental emergencies come out of nowhere and if you're not prepared, you could end up spending a lot of money. And you can bet you won't have time to shop for good dental care. In these situations, it pays to obtain and compare emergency dental insurance quotes.

 

Are dental emergencies covered?

Emergency dental exams are not covered in Quebec unless you are under 10 years old or if you have been receiving last resort assistance for more than 12 months.

Who to contact in case of dental emergency?

What to do in the event of a dental emergency in Quebec?

Emergency dental exams are not covered in Quebec unless you are under 10 years old or if you have been receiving last resort assistance for more than 12 months.

What to do for a dental emergency if you don't have dental insurance?

You wake up in the morning and realize you have a terrible toothache. It's so bad you can't even think straight. It can happen to anyone, and when it does, the last thing you probably want to do is go to the dentist. However, if you don't have dental insurance, you don't have many options

First, see the options for free dental care.

What to do in the event of a dental emergency abroad?

When planning a trip, the health of our teeth is rarely our first concern. Passports, luggage, plane tickets, hotels, schedule and travel to destination are usually at the top of our priorities.

And yet, a dental problem can seriously compromise the progress of our stay abroad! For example, what would you do if a toothache prevented you from enjoying your activities? Or what if you lost several teeth after getting hit with a surfboard in the face during your lesson?

To prevent an oral problem or an accident involving your teeth from turning into a nightmare, it is essential to have taken the required preventive measures, and also to know how to choose a dentist in another country.

Here are some tips to apply before leaving and once there in the event of a problem.

 

Before leaving

Take a preventive exam

To reduce the risk of experiencing a dental emergency during your stay abroad, we recommend having yourself examined by your dentist before your departure. This will allow you to detect any oral problems such as early cavities, periodontal disease, defective fillings as well as oral lesions, even before they cause you pain.

Schedule your appointment well in advance so that your dentist has enough time to perform the required procedures if necessary. This way you can leave without worrying that a problem will get worse.

Good to know

Pressure differences during takeoff and landing during an airplane flight can cause toothache.

A small pocket of air under a faulty filling or in a cavity, or the maxillary sinuses can expand from the change in pressure and compress the nerve of the tooth, causing pain. This same phenomenon can also occur underwater among scuba diving enthusiasts.

To relieve symptoms temporarily, you can take painkillers like Tylenol.

Furthermore, we also recommend that you plan ahead when packing your bags. Because a basic medicine kit could save you a lot of worry! So consider bringing Tylenol and Advil, Gengigel for gum irritation, and even a small tube of Oragel, a topical anesthetic used to numb children's gums during tooth eruptions. These medications can help!

 

Take out good travel insurance

Before leaving on a trip, it is essential to take out good travel insurance which covers, among other things, dental care abroad. This means you can be reimbursed, up to a certain amount, if you need to see a dentist during your trip.

Good to know

It is important to contact your insurance company before meeting with a dentist abroad. An agent will be able to open your claim file and monitor it throughout the process. Also take photos of your teeth after the accident to complete your file.

You will need to complete the required forms, then provide your insurer with original invoices for all costs incurred in connection with the care received. In addition, in the event of an impact to the mouth, you will need to send a document, authenticated by your treating dentist, certifying that your teeth were healthy and natural before your departure.

 

During the trip

Even if you have taken the necessary precautions before your departure, you are not safe from a dental emergency abroad! Acute pain or an accident could require you to see a dentist during your stay.

Depending on the country you are in, hygiene standards may differ greatly from those in force here. To make a safe dental practice choice, ensure proper application of infection control practices.

Here is a list of criteria to look out for:

Disinfection of rooms and sterilization of instruments

All parts of treatment room furniture should be cleaned and disinfected after each patient has passed. In addition, the instruments used should be properly sterilized between each visit and stored in sterile packaging until use. They should be unpacked after you enter the operating room.

Use of drinking water

Water that is unfit for drinking is not suitable for dental treatments. The water used during these should therefore be drinkable. This could be bottled water.

Protective equipment and hygiene measures

The dentist and his team should wear a mask and new gloves for each consultation. They should also wash their hands before putting them on and after taking them off.

The use of disposable needles

New needles (sterile, with sealed cap) should be used for each patient. A high risk of infection transmission is associated with the reuse of needles, a practice that is still ongoing in some developing countries.

If one of the points mentioned above is not respected, we recommend that you change dental practice, at the risk of worsening your situation. For informed recommendations on choosing a suitable dentist, you can consult the Canadian embassy in the country where you are.

In conclusion…

Prevention is the best guarantee of a good vacation! So plan a preventive visit before your departure. However, in the event of an emergency, it is always possible to contact our team by sending an email to the clinic address or a message through our Facebook page. Even remotely, we will do our best to advise you and we can already schedule a follow-up appointment for your return.

 

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